PAY360 INNOVATE

PAY360 INNOVATE AN ANNUAL CONFERENCE BY THE EPA 23 November 2016, Hilton London Bankside Advancing Payments Innovation Lead Sponsor emergingpayments.org/events/innovate16 #EPAInnovate

#EPAInnovate WHAT IS PAY360 INNOVATE ALL ABOUT? 60% CONTENT 40% NETWORKING PAY360 INNOVATE is the forum to interact with PayTech’s best thinkers. Join us in November to share tomorrow’s innovations and to pool your insights about what HOURS OF is driving success in the industry. You’ll meet industry leaders, disruptors & deal CONFERENCE makers – can you afford to miss out on this opportunity? 8 PROGRAMME Highlights Include: • Keynote sessions from Payment heroes on INTERNATIONAL Y their success stories, overcoming challenges INNOVATION SHOWCASE and career triumphs Our exhibition includes a dedicated innovation area INDUSTRY • Innovate showcases featuring the new where you can explore further the companies you technologies the payments industry has to offer will hear from as part of our ‘Innovate Showcase’ 30 SPEAKERS demo session. We encourage you to question • Discussions on core debates affecting industry each of the demo organisations about how they growth including regulation & innovation and are challenging the status quo. INNOVATE how payments innovations are leading the way 10 in promoting financial inclusion ACROSS 1 DA SHOWCASES OF WHICH AT LEAST 20% + NON-UK 200 ATTENDEES DELEGATES NETWORKING – 4 HOURS OF CORE NETWORKING TIME TO BUILD CONNECTIONS AND MEET THE PEOPLE WHO COUNT 11

AGENDA 23 NOVEMBER 2016 14:20 Panel session: payments and promoting a better world – financial inclusion, ‘RefugeeTech’ and reaching the ‘unbanked’ • How growth and innovation in FinTech is aiming to help the two billion ‘unbanked’ 08:15 Registration and breakfast across the globe 09:00 Chair’s welcome and introduction • We are facing the greatest humanitarian crisis of a generation – how can PayTech innovation help in this area? Ian Clowes, CEO, Payment Cloud Technologies Moderator: 09.10 Keynote address Tony Craddock, Director General, Emerging Payments Association Chi Onwurah, Labour MP for Newcastle upon Tyne Central, Shadow The panel: Minister Culture & the Digital Economy & Vice-Chair, APPG FinTech Jeffrey Bower, Digital Finance Expert, Bower & Partners Consulting Jeremy Cole, Director, Red Rose 09:35 A view from the front line: an in depth industry perspective on the Bernino Lind, Advisory Board Member, Moni current challenges in the emerging payments ecosystem Paul Makin, Head of Financial Inclusion, Consult Hyperion Mike Peplow, COO, Payment Cloud technologies Chris Williamson, Senior Strategy Manager, M-Pesa Vodafone Group 10:00 Panel session: The PayTech industry innovation debate 15:00 Panel session: global trends and developments predictions from our panel of senior industry experts • Can London retain it’s position at the top of the Paytech tree post Brexit? • Analysis of our audience ‘Payments predictions’ survey • Is this the year of the online bank? • Exploring the Asian and African markets – what’s on the horizon? • ‘Regulator for a day’ voting session and feedback • The rise in influence of social media in the payments landscape • The FinTech investment landscape • Is the future of payments in Robotics? Moderator: • Our experts view on the 2016 trends for payment technology and innovation Ed Adshead Grant, General Manager – Payments, Bottomline Technologies Moderator: The panel: Andrea Dunlop, CEO Acquiring & Card Solutions, Paysafe Group John Davies, CEO, Just Cashflow Group The panel: John Lyons, Head of Innovation and Business Development, RBS Nick Kerigan, Managing Director – Future Payments, Barclaycard Alex Macpherson, Head of Ventures, Octopus Ventures Nathalie Oestmann, Director, Head of Samsung Pay Europe, Samsung Pay Europe Ruth Milligan, Head of Programme – Financial Services and Payments, TechUK Samee Zafar, Director, Edgar, Dunn & Company 10:45 Morning coffee Further panellists to be announced. 11:20 Pay360 Innovate Showcase 15:45 Afternoon Gin O’clock Disruptors, innovators and possible game-changers? 16:10 Feedback panel Meet the new kids on the block hoping to disrupt the emerging payments industry Our panel of ‘Payment Heroes’, industry heavyweights and investors will assess with their latest technology and fresh ideas. Our showcase features live interactive your votes and offer their own detailed feedback on our Innovate Showcase. demonstrations from ten of the most exciting new companies from across the globe The award for the ‘EPA game-changer’ will be announced. in the payment’s space hoping to show us what the future of payments will look like. Judges: You’ll hear from: Jon Rutter, Product Manager for UK & Europe, MasterCard Susanne Chishti, CEO, FINTECH Circle Bill Earner, Managing Partner, Connect Ventures 16:55 Keynote closing address: the futurist perspective – ‘the internet 13:00 Networking lunch in the exhibition hall of things’ and payments In addition to some excellent networking opportunities, this is your chance to put all of the technology. You’ve just seen and ideas you’ve 17:25 Chair’s closing remarks just heard to the test! The lunch break will include demos from all of our Innovate Showcase participants who will aim to win your vote for the ‘EPA game-changer’ award. 22 Innovate Showcase voting begins at 13.45 17:30 Networking drinks in the exhibition hall

Convince your boss Gain inspiration – learn from the ‘Best of British’ DELEGATE showcasing real life case studies showing how to As the community for the world’s most progressive PayTech be successful in the industry. companies, we appreciate how valuable professional PROFILE development opportunities are. But we also understand Grow your professional network – meet with new the difficulty in finding the time, to get out of the office and and existing suppliers and buyers – a great opportunity to get the sign off you from your boss. So here are some make cost and efficiency savings for your organisation. Previous Pay360 conferences attracted arguments to convince your employer or wider organisation Stay ahead of the competition – research what your the following positions: that you cannot miss PAY360 INNOVATE. peers are up to and make sure that your company always stays one step ahead of the competition. 29% 28% Here’s just a few reasons to help sway your case: Participate in a benchmarking exercise – build your Still not convinced? credibility as a driven PayTech professional by keeping up Get your employer to get in touch and let us do the hard 19% 19% to date with the latest developments in digital payments work for you. Email [email protected] locally as well as internationally. or call us on +44 20 7378 9890 – our team is on hand 5% Build valuable brand awareness – raise your profile in front to talk through any conference related questions. of an international audience through various sponsorship Director Manager C-Level Head of Others opportunities and make use of the EPA community to put Level Executives Department your brand in the forefront of the PayTech industry. Typical Pay360 attendeed by industry sector: 23% READY TO BOOK? 21% 21% Secure your conference place now online at: Member: 14% emergingpayments.org/events/innovate16 Two complimentary tickets. 11% 10% Any additional Tickets: £399.00 Banks & Processors, Investment, Payments Mobile, Others NEED MORE INFORMATION? Non – Members: Issuers Security, Legal, Technology Online Blockchain, Consultants & solution platforms Email us at [email protected] Tickets: £ 599.00 Merchant provider Acquirers, Call us on +44 20 7378 9890 Schemes 3

WANT TO RAISE YOUR LEAD PROFILE AT PAY360 INNOVATE? #EPAInnovate SPONSOR We offer a variety of sponsorship opportunities to raise your profile to an international audience of leading payments professionals. From networking and hospitality opportunities at the This cloud based digital company is Drinks Reception, to knowledge exchange opportunities “Thanks so much for hosting us yesterday. transforming the way banking and at the Innovate Showcase and panel discussions, through You put on a tremendous event! I learnt a payments are served. to boosting your brand awareness – we can help you lot. Bundles of thought provoking content shape a strategy that best fits your needs and budget. and valuable networking. I know I can say on A London based Fintech company, behalf of the team, that we very much look PCT excels in digital banking and Whether you want to connect and build rapport with international forward to joining you at more events.” payment services, working with merchants, banks or PayTech companies, get in touch with many of the world’s leading businesses the EPA team on [email protected] or call Elizabeth Reed, Product Director, FICO +44 (0)207 378 9890 to discuss how you can get involved. and government organisations. PCT enables its B2B clients to deliver world-class digital and card based “It was a great event, my LinkedIn and Twitter financial services to their customers. were on fire during and after.” The proprietary digital platform combines Richard Ransom, Payments Product Marketing both card based and banking payment Manager EMEA, Bottomline Technologies services into customer accounts. These can be accessed via the web, mobile devices, ATM and in-branch. PCT is active in the UK, Europe and Africa and continues to expand internationally, both directly and in partnership with leading global organisations. For more information, go to www.paymentct.com or call 020 3397 1699 44

GETTING THERE HEATHROW AIRPORT JOIN THE Onto M4 ramp to Ctrl London, take 2nd exit onto Great West Rd and A4.Right onto Duke of Wellington Pl. Left CONVERSATION VENUE Constitutional Hill, right Spur Rd. Left Birdcage Walk. Left Parliament Square.Keep left Addington St.2nd ext Be part of the buzz!* Stamford St.Rgt Bear Ln Hilton London Bankside Expand your reach through our 2-8 Great Suffolk St DISTANCE FROM HOTEL social media channels and be London, SE1 OUG 18 mi. mentioned by industry experts. Drive Time: 38 min. Inspiring opening from @TonyCraddock PARKING & @Rich_at_APS #epainnovate @EPAssoc Valet parking only Good to see weight behind direct access to £40.00 payment systems in UK NEAREST UNDERGROUND 146,765 REACH AND MAINLINE STATIONS Underground Stations Distance @royvella and @matteorizzi discuss global Southwark Tube Station 3 mins payment #fintech innovation at Pay360 ACCOMMODATION Borough Tube Station 8 mins @EPAssoc #EPAinnovate @FINTECHCircle Waterloo Tube Station 10 mins The Hilton London Bankside is offering exclusive rates Mainline Stations Distance Make your booking HERE Waterloo Railway Station 10 mins 500 Waterloo East Railway Station 10 mins POSTS 88 USERS How reliant are challenger banks on the incumbents and will we see regulatory shifts to facilitate true competition? #EPAinnovate 585,843 IMPRESSIONS 55 *Social Media Activity at Pay360 Innovate, November 2015.

SPONSORS, PARTNERS AND EXHIBITORS Lead Sponsor Sponsors Exhibitors Media Partners International Partner Associations ACSEL: The French Association CashlessWay European Payments Council Fintech Mexico Holland Fintech Payments eXchange Russian Electronic Money for the Digital Economy Canada Association 6