AGENDA 23 NOVEMBER 2016 14:20 Panel session: payments and promoting a better world – financial inclusion, ‘RefugeeTech’ and reaching the ‘unbanked’ • How growth and innovation in FinTech is aiming to help the two billion ‘unbanked’ 08:15 Registration and breakfast across the globe 09:00 Chair’s welcome and introduction • We are facing the greatest humanitarian crisis of a generation – how can PayTech innovation help in this area? Ian Clowes, CEO, Payment Cloud Technologies Moderator: 09.10 Keynote address Tony Craddock, Director General, Emerging Payments Association Chi Onwurah, Labour MP for Newcastle upon Tyne Central, Shadow The panel: Minister Culture & the Digital Economy & Vice-Chair, APPG FinTech Jeffrey Bower, Digital Finance Expert, Bower & Partners Consulting Jeremy Cole, Director, Red Rose 09:35 A view from the front line: an in depth industry perspective on the Bernino Lind, Advisory Board Member, Moni current challenges in the emerging payments ecosystem Paul Makin, Head of Financial Inclusion, Consult Hyperion Mike Peplow, COO, Payment Cloud technologies Chris Williamson, Senior Strategy Manager, M-Pesa Vodafone Group 10:00 Panel session: The PayTech industry innovation debate 15:00 Panel session: global trends and developments predictions from our panel of senior industry experts • Can London retain it’s position at the top of the Paytech tree post Brexit? • Analysis of our audience ‘Payments predictions’ survey • Is this the year of the online bank? • Exploring the Asian and African markets – what’s on the horizon? • ‘Regulator for a day’ voting session and feedback • The rise in influence of social media in the payments landscape • The FinTech investment landscape • Is the future of payments in Robotics? Moderator: • Our experts view on the 2016 trends for payment technology and innovation Ed Adshead Grant, General Manager – Payments, Bottomline Technologies Moderator: The panel: Andrea Dunlop, CEO Acquiring & Card Solutions, Paysafe Group John Davies, CEO, Just Cashflow Group The panel: John Lyons, Head of Innovation and Business Development, RBS Nick Kerigan, Managing Director – Future Payments, Barclaycard Alex Macpherson, Head of Ventures, Octopus Ventures Nathalie Oestmann, Director, Head of Samsung Pay Europe, Samsung Pay Europe Ruth Milligan, Head of Programme – Financial Services and Payments, TechUK Samee Zafar, Director, Edgar, Dunn & Company 10:45 Morning coffee Further panellists to be announced. 11:20 Pay360 Innovate Showcase 15:45 Afternoon Gin O’clock Disruptors, innovators and possible game-changers? 16:10 Feedback panel Meet the new kids on the block hoping to disrupt the emerging payments industry Our panel of ‘Payment Heroes’, industry heavyweights and investors will assess with their latest technology and fresh ideas. Our showcase features live interactive your votes and offer their own detailed feedback on our Innovate Showcase. demonstrations from ten of the most exciting new companies from across the globe The award for the ‘EPA game-changer’ will be announced. in the payment’s space hoping to show us what the future of payments will look like. Judges: You’ll hear from: Jon Rutter, Product Manager for UK & Europe, MasterCard Susanne Chishti, CEO, FINTECH Circle Bill Earner, Managing Partner, Connect Ventures 16:55 Keynote closing address: the futurist perspective – ‘the internet 13:00 Networking lunch in the exhibition hall of things’ and payments In addition to some excellent networking opportunities, this is your chance to put all of the technology. You’ve just seen and ideas you’ve 17:25 Chair’s closing remarks just heard to the test! The lunch break will include demos from all of our Innovate Showcase participants who will aim to win your vote for the ‘EPA game-changer’ award. 22 Innovate Showcase voting begins at 13.45 17:30 Networking drinks in the exhibition hall

PAY360 INNOVATE Page 2 Page 4